Why ZARP
ZARP does everything the rand does, and it does it on-chain. These are the reasons to use it.
The reserve holds R91.6 million in cash against R84.2 million in circulation. That is a 108.8% collateral ratio. Old Mutual Wealth manages the reserve. Kempen Audit attests it each month.
There are no banking hours, no weekend cut-offs, and no 3-day clearing. A ZARP transfer completes on-chain in seconds. Network fees are less than one rand on Base, Polygon, and Solana.
Rand obligations held in USD stablecoins move with the USD/ZAR rate. ZARP holds rand value as rand. Your R100,000 stays R100,000.
ZARP has the same contract address on Ethereum, Base, Polygon, and Gnosis. It is also native on Solana. Integrate one time. Deploy everywhere.
Fintech veterans Simon Dingle and Kenny Inggs started ZARP. Solidity Finance audited the smart contracts. ZARP is a member of the Stablecoin Standard.
Escrow, streaming payments, payroll splits, DeFi liquidity. If you can write it in a smart contract, you can do it with rand.
Side by side
See ZARP next to the other ways rand value moves today.
| Criterion | ZARP | Bank transfer |
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Figures: zarpstablecoin.com/transparency, August 2026.
The calculators show the cost gap and the FX drift for your amounts.