Use case

Send money home for less.

The World Bank ranks Southern African corridors among the most costly on Earth. ZARP rails move the same rand for approximately 1%, in minutes, at any hour.

The corridors, priced

What the old rails take.

Average cost to send approximately US$200 from South Africa. Source: World Bank, Q3 2025.

South Africa to Zimbabwe
12.49%

Average corridor cost

South Africa to Botswana
16.45%

Average corridor cost

South Africa to Malawi
31.48%

Average corridor cost

ZARP rails
~1%

On-ramp, off-ramp, and network fees

Instrument 01

Calculate your route.

Move the slider, select a route, and compare the old rails with ZARP rails.

Transfer cost calculator

SER. NO. ZRP-CALC-001
R 3,500
Traditional route3 to 5 days
R 3,063
arrives after fees
  • Fees and margin− R 437
  • Settlement2 to 5 business days
  • AvailableBanking hours
ZARP railsMinutes, end to end
R 3,463
arrives after fees
  • On/off-ramp (~1%) + network− R 37
  • On-chain settlementSeconds
  • Available24 / 7 / 365
R 400 saved Send this amount each month and the recipient keeps approximately R 4,800 more each year.

Corridor averages: World Bank Remittance Prices Worldwide, Q3 2025, for a transfer of approximately US$200. The ZARP route model uses a 0.5% on-ramp fee, a 0.5% off-ramp fee, and R2 in network fees. Actual prices depend on the venue. These figures are examples, not a quote.

How to send

Three steps, start to finish.

  1. Get ZARP. Buy with an EFT deposit on OVEX, ChainEX, or AFRIDAX, or load an app such as ZARPLY.
  2. Send ZARP to the recipient. Use a wallet address, or send to a phone number over WhatsApp with Mandla Money.
  3. The recipient spends the ZARP, keeps it, or sells it for local money on a supported venue.

Ready to send?

Start with a small test transfer. It completes in minutes.

Get ZARP