Solution

A stable rand balance inside your product.

Give your wallet, app or marketplace a rand balance that holds its value and settles on-chain. ZARP is a standard token, so the integration is one your team already knows.

The operational problem

What the current flow costs you.

Products that hold user value in a USD stablecoin show South African users a balance that moves with the exchange rate. Products that hold value in a bank account inherit banking hours and settlement delays. Issuing your own stablecoin means reserves, attestations, audits and regulation that are not your product.

How ZARP changes the flow

Four steps, in rand, on-chain.

  1. Integrate. Add the ZARP contract to your wallet stack. One address on Ethereum, Base, Polygon and Gnosis. Token-2022 on Solana.
  2. Fund. Users load rand through a listed exchange or on-ramp partner, or you fund balances as an approved partner.
  3. Hold and move. Balances stay in rand. Transfers between users settle on-chain in seconds.
  4. Exit. Users cash out through a listed partner. Approved partners redeem 1:1 with the issuer.

Who it is for

Built for these teams.

Consumer wallets

A rand balance that does not drift, with send and receive on five chains.

Marketplaces and platforms

Hold seller balances and pay out in rand value without a banking licence for the rails.

Embedded finance providers

Offer a rand account feature inside a non-financial product.

Example transaction journey

One transaction, end to end.

  1. A user tops up R1,000 through your on-ramp partner. Their wallet receives 1,000 ZARP.
  2. The user pays another user R300. The transfer settles on-chain in seconds and both balances update.
  3. A month later the balance still reads R700. There is no exchange-rate movement to explain.
  4. The user cashes out R700 through a listed exchange to their bank account.

Qualified benefits

What you get, and what applies.

Rand that stays rand

Balances match local prices and expectations. No USD/ZAR drift.

Standard integration

ERC-20 with 18 decimals on EVM chains. Token-2022 on Solana. Existing wallet libraries work.

Verifiable backing

Monthly attestations and on-chain supply your users can check.

1:1 redeemable through eligible partners

Cash-out routes through listed partners. Approved partners redeem at par with the issuer.

Compliance and partner requirements

What onboarding requires.

  • User KYC is performed by you or your on-ramp partner.
  • Custody, key management and consumer protection obligations sit with your product.
  • Formal KYB and compliance review with the issuer before mint and redemption access.
  • Applicable law, exchange control and partner terms govern loads and cash-outs.

1 ZARP is redeemable 1:1 for rand through eligible partners. Network and partner fees may apply. Access is subject to applicable law, exchange control and partner terms.

Talk to solutions.

Tell us what you are building. Initial qualification takes a few minutes. Formal KYB follows.

Talk to solutions Read the docs